Marna & Joyce

Integrity and service are the foundation of our business.


Hi, I'm Marna, thank you for visiting our website. I look forward to getting to know you better, but let me introduce myself first. I am a licensed mortgage professional with Mortgage Architects working in the Lower Mainland, Fraser Valley, White Rock and the Interior. With my 32 years of experience, let me put my knowledge of the banking and mortgage business to work.

I offer complete mortgage advice for residential and commercial clients. I will save you money by providing, on average lower interest rates and I will always offer you alternatives in selecting a mortgage product that is right for you. Your circumstance is my concern!

On a personal note, I enjoy spending time in the sun, working out, seafood and a glass of vino!


Hi, my name is Joyce and I look forward to working with you but first let me introduce myself. Prior to becoming a Mortgage Broker at Mortgage Architects, I was in the fast paced fashion industry for over 20 years. This is where I mastered my skills for meeting deadlines, creative thinking and problem solving. I was able to tailor these skills into my successful mortgage business.

My goal is to make your home ownership a reality. Like fashion, nothing is one size fits all and mortgages are the same. I understand that each client is unique, and my goal to understand your individual needs and then implement the most cost effective financing solutions.

Fluent in both Cantonese and Mandarin.

Product Choice & Access

As mortgage brokers we have access to a network of lenders across Canada, from Chartered banks to mono-lenders, credit unions to private lenders. Each lender has their own unique product offerings so you have more choices and our one stop shopping saves you time.

Independant Advice

We work for you THE CLIENT and our goal is to help find the most suitable mortgage for your needs. We’re not tied to any one lender so our objectives have you in mind. We negotiate on your behalf to find you the best solutions. We’ll speak in mortgage terms that are easy to understand and help answer any questions you may have.

Lower Rates

More choice means more competitive rates. Let us do the shopping for you. With our network of lenders, we can provide the best rates in the market and get guaranteed pre-approvals for up to 120 days.

NO Cost Service

There are no fees for our services on a typical residential mortgage. We are paid a finder's fee by the lenders after your mortgage is in place. Additionally, we are here for your ongoing support on your current mortgage or future referral needs. We are here to help!


Finding the right fit for your needs.

First Time Home Buyers

We provide simple and easy steps to help first time home buyers get into their dream home. We will walk you through the process step by step and provide options based on your individual needs.

Unlocking Your Equity

Are you looking to access some of the equity built up in your property? Have an unexpected expense, looking to consolidate some debt or buy an investment property? We can discuss all your financing options. Give us a call!


Is your mortgage up for renewal? Before you sign the renewal notice, give us a call and see if we can save you money. Get a second opinion on your current renewal to make sure you are getting the best financing options.

New to Canada

New to Canada with limited income? We have program specifically designed for you. These programs allow can get you into your dream home with simple and easy qualification guidelines.

Non Resident

We help foreign buyers secure a mortgage with simple qualifications.

Reverse Mortgages

Do you have strong equity in your home and over 55? We can help you get an equity release mortgage without making a monthly payment for the life of the mortgage.

the majors were giving nothing but attitude!

Much thanks to Joyce and Marna. I needed short term financing as the developer was taking his time on the new place and with all the industry changes, the majors were giving me nothing but attitude. I needed a Vancouver mortgage broker with solutions and you come through for me with time to spare. I don’t know what I would have done without you.


"Buying our first home together in a difficult market was already stressful enough. The new mortgage regulations on the horizon put us under even more pressure. Unsure about how we would be affected, and under a quickly approaching deadline, we were confused and worried, to say the least. Marna put our minds at ease by explaining all the details and talking us through the possibilities. She was always available to answer questions, kept us posted as our deal went through, and when it came to crunch time, went the extra mile to make sure we got the best treatment from for our mortgage provider. We love our new home and are thankful to Marna for getting us here. She is a miracle worker and so much fun to work with. We couldn't have done it without her!"

Selina & Robert

I'm excited to move
into my first home

I am so thankful for all of Joyce’s hard work helping me to secure a mortgage. As a first time homebuyer the whole process intimidated me, but Joyce was great at walking me through it and answering all my questions. She kept me informed with regular communication and found me a great rate. Now I’m excited to move into my first home, Thank you Joyce!


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We would love to hear from you.